Platform Fees & Transaction Costs
Platform Fees
DIYmarkt is a digital craft marketplace created to make selling easy, transparent, and fair for independent designers.
This section explains how our fees work, what each of them covers, and what sellers can expect from payouts.
There are no listing fees, no monthly subscriptions, and no hidden charges — only the fees described below.
Seller Plans
DIYmarkt currently offers the following plans for digital product sellers:
1️⃣ Starter Digital Plan
Platform Fee: 0 % (you only pay payment processing fees)
Listings: Free and unlimited
Eligibility: For new sellers joining DIYmarkt
Duration: First 2 months after registration
Notes: Available once per seller account
2️⃣ Standard Digital Plan
Platform Fee: 4 % + €0.10 per sale
Listings: Free and unlimited
Eligibility: For active sellers with modest sales volume
Duration: Unlimited (no subscription required)
Notes: Applies automatically after the 2-month Starter period
3️⃣ Pro Digital Plan (coming soon)
Subscription Fee: Fixed monthly amount
Platform Fee: 0 % (only payment processing fees apply)
Listings: Free and unlimited
Eligibility: For high-volume sellers
Switching: You can move between plans anytime
Platform Commission Explained
The platform fee is the small commission DIYmarkt charges to maintain and improve the marketplace.
It covers secure hosting, technical maintenance, customer support, and marketing to bring more buyers to your designs.
Standard Platform Fee: 4 % + €0.10 per sale
This amount is automatically deducted from each completed order before the payout is calculated.
| Sale amount | Platform fee (4 % + €0.10) | Seller keeps (before payment processing) |
|---|---|---|
| €5 | €0.30 | €4.70 |
| €8 | €0.42 | €7.58 |
| €10 | €0.50 | €9.50 |
| €15 | €0.70 | €14.30 |
DIYmarkt does not charge for product listings or membership — only this small transaction fee.
Payment Processing Fees
All payments on DIYmarkt are processed securely through Stripe or PayPal.
These are third-party providers, and their processing fees are charged directly by them — DIYmarkt does not add any extra markup.
Because buyers come from different countries and currencies, fees may vary slightly depending on the payment method and conversion rates.
💳 Stripe
Average fee: ≈ 3.4 % + €0.30
1.4 % + €0.25 — standard for EU cards
+1–2 % — for non-EU or international cards
up to 2 % — for currency conversion when buyer pays in another currency
🪙 PayPal
Average fee: ≈ 7.5 % + €0.49
2.9 % + €0.35 — base transaction fee
+3–4 % — PayPal’s built-in conversion margin for cross-currency payments
+0.25 % — PayPal’s own mass-payout charge when sending vendor payments
💸 PayPal Withdrawal (manual payouts)
2 % per withdrawal — covers PayPal’s transfer and conversion fees when funds are sent manually to a seller’s PayPal account.
Examples: Full Calculation
Example 1 — Buyer pays by card (via Stripe)
Sale price: €8
Platform fee: 4 % + €0.10 = €0.42
Stripe processing: ≈ 3.4 % + €0.30 = €0.57
Total cost: €0.99
✅ Seller receives: €8 − €0.99 = €7.01
Example 2 — Buyer pays via PayPal
Sale price: €8
Platform fee: 4 % + €0.10 = €0.42
PayPal processing: ≈ 7.5 % + €0.49 = €1.09
Total cost: €1.51
✅ Seller receives: €8 − €1.51 = €6.49
(PayPal’s total is higher due to conversion and payout handling costs.)
Currencies and Conversion
DIYmarkt operates in euros (€).
Buyers automatically see prices in their local currency, but all payments are ultimately processed in euros.
Payment providers (Stripe and PayPal) may apply a small conversion margin — typically around 2 % — when the buyer pays in a different currency.
This small difference explains why final transaction fees may vary slightly from one order to another.
🤝 In summary
| Type | Who charges it | Average rate | Notes |
|---|---|---|---|
| Platform Fee | DIYmarkt | 4 % + €0.10 | Supports platform maintenance and growth |
| Stripe Fee | Stripe | ≈ 3.4 % + €0.30 | Varies by card type and currency |
| PayPal Fee | PayPal | ≈ 7.5 % + €0.49 | Higher due to conversion & payout costs |
| PayPal Withdrawal | PayPal | 2 % | Only for manual payouts |
DIYmarkt keeps things simple:
✅ no listing fees,
✅ no mandatory subscriptions,
✅ just transparent, pay-as-you-earn pricing.
Our goal is to keep selling digital craft products fair, secure, and sustainable — for every designer, no matter where they are.