Platform Fees & Transaction Costs

Platform Fees

DIYmarkt is a digital craft marketplace created to make selling easy, transparent, and fair for independent designers.
This section explains how our fees work, what each of them covers, and what sellers can expect from payouts.

There are no listing fees, no monthly subscriptions, and no hidden charges — only the fees described below.


Seller Plans

DIYmarkt currently offers the following plans for digital product sellers:

1️⃣ Starter Digital Plan

  • Platform Fee: 0 % (you only pay payment processing fees)

  • Listings: Free and unlimited

  • Eligibility: For new sellers joining DIYmarkt

  • Duration: First 2 months after registration

  • Notes: Available once per seller account

2️⃣ Standard Digital Plan

  • Platform Fee: 4 % + €0.10 per sale

  • Listings: Free and unlimited

  • Eligibility: For active sellers with modest sales volume

  • Duration: Unlimited (no subscription required)

  • Notes: Applies automatically after the 2-month Starter period

3️⃣ Pro Digital Plan (coming soon)

  • Subscription Fee: Fixed monthly amount

  • Platform Fee: 0 % (only payment processing fees apply)

  • Listings: Free and unlimited

  • Eligibility: For high-volume sellers

  • Switching: You can move between plans anytime


Platform Commission Explained

The platform fee is the small commission DIYmarkt charges to maintain and improve the marketplace.
It covers secure hosting, technical maintenance, customer support, and marketing to bring more buyers to your designs.

Standard Platform Fee: 4 % + €0.10 per sale

This amount is automatically deducted from each completed order before the payout is calculated.

Sale amountPlatform fee (4 % + €0.10)Seller keeps (before payment processing)
€5€0.30€4.70
€8€0.42€7.58
€10€0.50€9.50
€15€0.70€14.30

DIYmarkt does not charge for product listings or membership — only this small transaction fee.

Payment Processing Fees

All payments on DIYmarkt are processed securely through Stripe or PayPal.
These are third-party providers, and their processing fees are charged directly by them — DIYmarkt does not add any extra markup.

Because buyers come from different countries and currencies, fees may vary slightly depending on the payment method and conversion rates.

💳 Stripe

  • Average fee:3.4 % + €0.30

    • 1.4 % + €0.25 — standard for EU cards

    • +1–2 % — for non-EU or international cards

      • up to 2 % — for currency conversion when buyer pays in another currency

🪙 PayPal

  • Average fee:7.5 % + €0.49

    • 2.9 % + €0.35 — base transaction fee

    • +3–4 % — PayPal’s built-in conversion margin for cross-currency payments

    • +0.25 % — PayPal’s own mass-payout charge when sending vendor payments

💸 PayPal Withdrawal (manual payouts)

  • 2 % per withdrawal — covers PayPal’s transfer and conversion fees when funds are sent manually to a seller’s PayPal account.


Examples: Full Calculation

Example 1 — Buyer pays by card (via Stripe)

  • Sale price: €8

  • Platform fee: 4 % + €0.10 = €0.42

  • Stripe processing: ≈ 3.4 % + €0.30 = €0.57

  • Total cost: €0.99
    Seller receives: €8 − €0.99 = €7.01

Example 2 — Buyer pays via PayPal

  • Sale price: €8

  • Platform fee: 4 % + €0.10 = €0.42

  • PayPal processing: ≈ 7.5 % + €0.49 = €1.09

  • Total cost: €1.51
    Seller receives: €8 − €1.51 = €6.49

(PayPal’s total is higher due to conversion and payout handling costs.)

Currencies and Conversion

DIYmarkt operates in euros (€).
Buyers automatically see prices in their local currency, but all payments are ultimately processed in euros.
Payment providers (Stripe and PayPal) may apply a small conversion margin — typically around 2 % — when the buyer pays in a different currency.

This small difference explains why final transaction fees may vary slightly from one order to another.


🤝 In summary

TypeWho charges itAverage rateNotes
Platform FeeDIYmarkt4 % + €0.10Supports platform maintenance and growth
Stripe FeeStripe≈ 3.4 % + €0.30Varies by card type and currency
PayPal FeePayPal≈ 7.5 % + €0.49Higher due to conversion & payout costs
PayPal WithdrawalPayPal2 %Only for manual payouts

 

DIYmarkt keeps things simple:
✅ no listing fees,
✅ no mandatory subscriptions,
✅ just transparent, pay-as-you-earn pricing.

Our goal is to keep selling digital craft products fair, secure, and sustainable — for every designer, no matter where they are.

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