How to Create a Standard Stripe Account – Step-by-Step Guide

1. Visit the Stripe Website

  1. Open your web browser and go to stripe.com.
  2. Click on the “Sign up” button in the top-right corner.

2. Register an Account

  1. Enter your email address (use a valid email).
  2. Create a strong password (at least 8 characters, including a mix of letters, numbers, and symbols).
  3. Choose your country from the drop-down list.
  4. Click “Continue” to proceed.

👉 Tip: Use an email you regularly check, as Stripe will send verification and security notifications.

3. Verify Your Email Address

  1. Check your inbox for an email from Stripe.
  2. Click the verification link in the email to confirm your account.
  3. After clicking the link, you will be redirected to Stripe’s dashboard.

4. Start Setting Up Your Account

  1. Log in to your Stripe account.
  2. Click on “Activate your account” to begin the setup process.

5. Enter Business and Personal Details

Stripe will ask for essential details to verify your identity and comply with regulations. Fill out the following:

A. Business Information

  • Business type: Choose between Individual/Sole Proprietorship, Company, or Nonprofit.
  • Legal business name: If you are an individual, use your full legal name.
  • DBA (Doing Business As) Name: If applicable, enter your trade name.
  • Business address: Provide a physical address (not a P.O. Box).
  • Business phone number (optional but recommended).
  • Business industry: Select the industry that best matches your business.

B. Personal Details

  • Full legal name (must match government-issued ID).
  • Date of birth (to confirm identity and prevent fraud).
  • Home address (for verification purposes).
  • Phone number (for account security).
  • Last 4 digits of Social Security Number (for U.S.) or a similar identification number (varies by country).

6. Add Bank Account for Payouts

  1. Enter your bank account details to receive payments.
  2. Required information:
    • Bank country
    • Currency
    • Routing number (for U.S.) / Sort code (for UK/EU)
    • Bank account number
  3. Double-check the details and click “Save”.

👉 Tip: Ensure the bank account belongs to you or your business to avoid verification issues.

7. Set Up Payment Preferences

  1. Choose the payment methods you want to accept (e.g., credit cards, Apple Pay, Google Pay, etc.).
  2. Configure payout frequency (daily, weekly, or monthly).
  3. Enable two-factor authentication (2FA) for extra security.

8. Review and Submit

  1. Double-check all information.
  2. Agree to Stripe’s terms of service.
  3. Click “Submit” to complete the setup.

9. Verify Your Identity (If Required)

Stripe may request additional identity verification:

  • Upload a government-issued ID (passport or driver’s license).
  • Provide a selfie (for facial verification).
  • Wait for Stripe to review the documents (usually within 24-48 hours).

10. Start Using Stripe

Once your account is approved:

  • You can start accepting payments via Stripe.
  • Access your Stripe Dashboard to track transactions and payouts.
  • Integrate Stripe with your website or platform.

That’s it! Your Stripe account is now active and ready to use. If you have any questions, feel free to check Stripe’s Help Center at support.stripe.com.

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